CONTACT: Farmers & Merchants Savings Bank FOR IMMEDIATE RELEASE
Waukon and Decorah
PH 563.568.3417 and PH 563.382.3837
What you need to know about the Equifax data breach
September 14, 2017 — While the potential reach of the Equifax data breach is large, affecting approximately
143 million Americans, it is important to not overreact. If your information was included in the breach, it does
not mean you are a victim of a cyberattack or identity theft. It simply means that some of your information
may have been accessed.
What you need to know:
At this time, it appears there were just over 200,000 credit cards among the 143 million records
Equifax has indicated that debit cards were not exposed – therefore criminals are unlikely to have the
capability to withdraw funds from a checking account.
It’s important to understand that Equifax is a credit bureau, not a bank.
Equifax has set up a website at www.equifaxsecurity2017.com to help consumers determine if their
information was breached. Equifax will also mail notices to consumers whose credit card numbers or
dispute documents were breached.
What to do if your information was compromised:
As with any potential data breach, you can proactively take these steps to help protect your accounts:
Internet banking is your friend here. Monitoring your accounts and credit report for unauthorized
transactions or accounts is critically important.
If you suspect you are a victim of fraud or identity theft, alert your bank right away. In the event of a
confirmed fraudulent transaction, Farmers & Merchants Savings Bank will make our customers whole
as quickly as possible.
If you have further questions about how to protect yourself during the Equifax or any other data breach,
contact us at Farmers & Merchants Savings Bank today.
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