Farmers & Merchants Savings Bank

Dream a Little


Do you dream of expanding your farm or business operation, or of a new family room addition with fireplace?


Your dreams can come true with help from Farmers & Merchants Savings Bank.


Whether you have a dream that’s been burning inside you for decades or are just beginning to realize what you really want today, there’s no better time than now to go for it. Brian, Dennis, Kay, Mary Jo, Maureen, and Reid are here to help you. Let their years of experience help you through the process. They will analyze your plans and provide you with the financial knowledge you need to make a sound decision.                                                                                                                 

Looking to buy or improve your home?  


We've got you covered

Home mortgage rates might be going up, but we think you will find ours to be the best around. We invite you to comparison shop! Low rates, exceptional service and you continue to make your loan payment with us after closing. Compare rates and shop local for your mortgage financing!

Loan Products

Agricultural Lending

In the heart of the Midwest, we understand the importance of agriculture. Let our team of experienced ag lenders go to work for you. As farm producers ourselves, our roots run deep in our community and we understand the needs of farmers. We have access to a number of financing options and can offer long and short term rates. Give us a call today or stop in. We would welcome the opportunity to learn more about your operation.