Insurance / Brokerage Products

Insurance and investment products offered through IBA Securities, a division of Broker Dealer Financial Services Corp (BDFS).  Products offered are not a bank deposit, not insured by any U.S. Government Agency, are NOT FDIC insured, nor guaranteed by any bank, and may be subject to market risk, including loss of principal.


Contact Lesa for more information.

Brokerage Investment Center

FMSB's Investment Center provides full service brokerage services to enable customers to purchase stocks, bonds and mutual funds and obtain investment advice, through a single source located conveniently in the bank:

  • Stock transactions processed (discount basis)
  • Mutual Funds
  • Fixed and Variable Annuities
  • Retirement planning including IRAs (Regular IRAs, ROTH IRAs, SIMPLE IRAs)
  • College planning (Education IRA / 529 Plans)


Farmers & Merchants Savings Bank offers a full range of insurance products at competitive rates.

We provide the following types of insurance (individual and groups):

  • Life Insurance
  • Disability Insurance
  • Health Insurance
  • Long Term Care Insurance
  • Mortgage Insurance
  • Crop Insurance1
  • Flexible plans can be tailored to fit any situation


Securities offered through IBA Securities, a division of Broker Dealer Financial Services Corp. (BDFS), Member SIPC.  Farmers & Merchants Bank is not affiliated with BDFS.  Federal and state regulators prohibit registered persons from soliciting, offering and/or selling any investment product or services unless they are properly registered and licensed in each state jurisdiction.  Not all products and services referenced on this site are available in every state and may not be available through every representative listed.  Neither BDFS nor its representatives offer tax or legal advice.  Please contact your legal or tax advisor regarding your situation.

( ( ( (



  • 1. Producers Ag Insurance Group, Inc., d/b/a ProAg. A member of Tokio Marine HCC group of companies. ProAg is an equal opportunity provider.