Insurance / Brokerage Products

Insurance and investment products offered through IBA Securities, a division of Broker Dealer Financial Service Corp. Products offered are not a bank deposit, not insured by any US Government Agency, are not FDIC insured, nor guaranteed by any bank, and may be subject to market risk, including loss of principal.

Securities are offered through Broker Dealer Financial Services Corp., Member FINRA/SIPC
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Contact Lesa for more information.

Brokerage Investment Center

FMSB's Investment Center provides full service brokerage services to enable customers to purchase stocks, bonds and mutual funds and obtain investment advice, through a single source located conveniently in the bank:

  • Stock transactions processed (discount basis)
  • Mutual Funds
  • Fixed and Variable Annuities Retirement planning including IRAs (Regular IRAs, ROTH IRAs, SIMPLE IRAs)
  • College planning (Education IRA / 529 Plans)


Farmers & Merchants Savings Bank offers a full range of insurance products at competitive rates.

We provide the following types of insurance:

  • Life Insurance -- individual and groups
  • Disability Insurance
  • Health Insurance
  • Long Term Care Insurance
  • Mortgage Insurance
  • Crop Insurance
  • Flexible plans can be tailored to fit any situation