Certificates of Deposit

FMSB offers various terms for Certificates of Deposit, ranging from 3 months to 48 months. CDs are available to all customers and offer secure FDIC insurance.

CDs usually offer higher interest rates than checking or conventional statement savings accounts. Typically, the longer the term and larger the balance, the higher the interest rate.

Current CD & IRA Rates as of May 20, 2019

$1,000 minimum deposit required to open an account
Fees could reduce earnings on the account • Subject to early withdrawal penalty

CD Term Annual Percentage Yield Interest Rate
For all Certificate of Deposit Account & IRA rates and minimum deposits, click on the link at the top of the page.